Claims AI for restoration contractors

Catch what slips through. Recover what was cut.

Remendi flags the legitimate line items that slip off your estimate before it goes out — then turns the adjuster's cuts into a standards-backed rebuttal in minutes, all within Xactimate's framework.

20-minute demo. We'll run your last few claims live.

remendi/Claim #4821 · State Farm
Line itemYoursAdjuster
  • Water extraction — Cat 2$1,840$1,840
  • Antimicrobial application$620$0
  • Drywall removal & haul$2,310$1,480
  • Equipment — 4 days$1,150$690
  • Detailed cleaning$540$0
Cut — yours to fight$3,150
Draft rebuttal

Works with the tools you already run

Xactimate
Encircle
Albiware
ESX
Email
The claim desk problem

You lose money twice on every claim.

With carrier rules shifting and thousands of codes to track, legitimate line items slip through before an estimate ever goes out — then the adjuster's estimate, often a TPA, trims what's left. Fighting it back by hand is slow, so most of the time it's easier to just take it.

Missedlegitimate line items slip off the estimate before it ever goes out.
30–40%trimmed off what's left when the adjuster's estimate comes back.
“Take it.”the costliest cut is the one you concede, because the rebuttal isn't worth the time.
Why it keeps leaking

The tools you run stop one step short of the money.

The reductions keep getting more aggressive, and every tool you have stops right before the part that actually recovers money.

01

Your scrubber flags. It doesn't fight.

The tool you already run tells you a line looks weak and says “bolster this” — then hands the research back to you. It points at the problem; it never writes the rebuttal.

02

It's not even your adjuster anymore.

More of the back-and-forth is now third-party adjusters — often TPAs, not the adjuster who approved the job — and their job is to find reductions. More of them, same manual rebuttal, so more gets conceded.

03

Time is the failure mode.

Every contested line is a standards lookup. When you're busy, the math is simple: researching the rebuttal costs more than the line is worth, so you let it go.

How it works

From estimate to rebuttal in minutes.

Three steps replace the manual compare-and-rewrite that eats your claim desk.

01Scope Check

Catch what you may have missed

Before it ever goes out, Scope Check flags the legitimate line items your estimate is missing — grounded in IICRC, ANSI, and OSHA standards across water, fire, mold, smoke, and contents, and tuned to the carriers you actually work with. Fewer legitimate line items slip past.

remendi/Scope Check
Missing scope found3 items
  • Antimicrobial — full affected area$540
  • Negative air / HEPA containment$760
  • Detailed cleaning — soot & contents$620
Owed scope, nearly left off+$1,920
Add to estimate
02Compare

Drop in both estimates

When the adjuster's estimate comes back lower, drop in both. Remendi parses them — including ESX / Xactimate PDFs — and returns a line-by-line comparison of exactly what was cut, changed, or removed.

remendi/Claim #4821 · State Farm
Line itemYoursAdjuster
  • Water extraction — Cat 2$1,840$1,840
  • Antimicrobial application$620$0
  • Drywall removal & haul$2,310$1,480
  • Equipment — 4 days$1,150$690
  • Detailed cleaning$540$0
Cut — yours to fight$3,150
Draft rebuttal
03Draft the rebuttal

Get the rebuttal, not just a red flag

This is the part the scrubber is missing. Remendi drafts the actual rebuttal email and the updated ESX, ready to send — within Xactimate's own pricing, with the prior thread as context.

remendi/Draft rebuttal
Toadjuster@statefarm.com
SubjectClaim #4821 — supplement & rebuttal

Thanks for the review. Three line items were reduced or removed that are required to return the structure to pre-loss condition.

Drywall removal & haul was trimmed to a partial — per the moisture map the affected area runs to the full wall, and IICRC S500 §12 supports full removal at the documented saturation line.

Drafted in seconds · standards-cited
Send to adjuster
The platform today

One platform for the whole claim.

Here's exactly what's live now — and what's in beta. No vaporware.

Estimate Comparison

Live
Flagship

Your estimate vs. the one that came back, line by line. See every cut, change, and removal — totaled and broken down by carrier. The feature contractors started paying for, unprompted.

Scope Check

Live

Flags the legitimate line items your estimate is missing — grounded in IICRC, ANSI, and OSHA standards across water, fire, mold, smoke, and contents — so you add owed work, not just defend against cuts. Accuracy is actively being hardened.

Carrier Memory

Beta

Connect your email and remendi learns what each carrier approves and cuts from your own local adjuster history — so recommendations are tuned to the carriers you actually work with. The one edge a carrier-funded tool can't copy.

Integrations

Live

Plugs into the tools you already run: Encircle, Albiware, Xactimate / ESX exports, and your email. Enter the job once; remendi works from there.

Negotiation Agent

Beta

An AI agent that drafts the full rebuttal — gap analysis, adjuster email, and updated ESX — and dispatches it.

Why remendi

On your side, inside Xactimate.

Remendi never replaces, scrapes, or invents pricing. It argues your case within Xactimate's own framework — staying squarely on the contractor's side of the table. That's the leverage a carrier-funded incumbent will never build for you.

01

Contractor-advantage, always

Built to win back the fair payout you're owed from the carrier and its adjusters — the opposite of the tools built to cut you.

02

It drafts the rebuttal

Most tools flag a weak line and stop. Remendi finds the line items you're missing and drafts the actual rebuttal — the work you'd otherwise concede.

03

Inside Xactimate's rules

We work within the industry pricing rail, never against it. No EULA games, no made-up numbers — arguments that hold up against an adjuster or TPA trained to reject.

04

Personalized to your carriers

Learns what each carrier approves and cuts from your own local adjuster history — so every recommendation fits the carriers you actually work with.

Built with you

A team that moves when you talk.

Need a new feature or integration? Tell us. You get a direct line to the builders, and we turn it around fast.

Book a demo
FAQ

Questions, answered straight.

That tool flags a weak line and tells you to bolster it, then stops. Remendi goes the rest of the way: it finds legitimate line items you're missing — not just what to cut — and drafts the actual rebuttal email and updated ESX, so you're not the one researching and writing it by hand.

No. On a demo we show you two factual numbers from documents you already have — what the adjuster or TPA cut, and how much of it you conceded. Recovery is the rebuttal we draft for you, not a number we promise — and we go for a fair recovery, not a guaranteed full one.

Yes. Connect your email and remendi learns what each carrier approves and cuts from your own local adjuster history, so recommendations fit the carriers you actually work with. It's your data, used for you — never for the carrier.

Yes. Add the carrier guideline docs from your TPA assignments and remendi checks each estimate against those carriers' exact rules before it goes out.

No. Remendi works inside Xactimate's pricing framework — it never replaces, scrapes, or invents pricing. We parse the ESX / PDF exports you already generate and build your argument within the industry's own rules.

Encircle, Albiware, Xactimate / ESX exports, and your email — so you enter the job once in the tools you already use and remendi works from there. Run something we don't list yet? Tell us — we're glad to talk through building the integration you need.

Your claim data is yours. We use it to do the work for you and to sharpen your results — never to help the carrier. Access is scoped per organization, and sensitive homeowner data is protected behind one-time-code access.

Restoration claims end to end — mitigation, reconstruction, water, fire, and mold. The workflow, standards, and carriers are built for how restoration jobs actually run.

Stop conceding the cut.

Book a 20-minute demo and we'll run your last few claims live — see exactly what was cut and what you conceded, then watch remendi draft the rebuttal that fights it back.